Annual fee: £0.00
Maximum credit limit: £15,000
FX fee: 2.75%
You are currently in Guernsey
Our personal cards services are also available in Jersey, Bermuda and the Cayman Islands
Everyday credit cards that give you more...
Butterfield’s new credit cards come with a range of handpicked local offers and exclusive freebies, giving you fantastic savings across some of the biggest names in the Channel Islands.
Available to everyone
Exclusive cashback rewards
Easy online application
Butterfield Standard Mastercard®
Reward yourself with special offers for islanders. Learn moreButterfield Platinum Mastercard®
Earn rewards on everyday purchases and enjoy exclusive Platinum benefits. Learn moreButterfield World Elite Mastercard®
Our World Elite Black features a specially curated package of benefits and rewards. Learn moreButterfield Standard Mastercard®
Features
- Exclusively for Channel Island residents
- Add up to 5 additional card holders
- App based card management
Butterfield Standard Mastercard® Representative Example
- 21.95% APR (variable) representative APR
- 21.95% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
- No annual fee
Benefits
Additional Information
Butterfield Platinum Mastercard®
Annual fee: £50.00
Maximum credit limit: £25,000
Rewards: 0.50% cashback
FX fee: 2.75%
Features
- Exclusively for Channel Island residents
- Add up to 5 additional card holders (£50 fee per additional card)
- App based card management
Butterfield Platinum Mastercard® Representative Example
- 30.47% APR (variable) representative APR
- 21.95% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
- With an annual fee of £50
Benefits
Additional Information
Butterfield World Elite Mastercard®
Annual fee: £195
Application criteria: Minimum salary or deposits of £120,000 for the main applicant
Maximum credit limit: £50,000
Rewards: 0.5% cashback
FX fee: 0.3%
Features
- Exclusively for Channel Island residents
- Add up to 5 additional card holders (£100 fee per additional card)
- App based card management
Butterfield World Elite Mastercard® Representative Example
- 54.03% APR (variable) representative APR
- 21.95% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
- With an annual fee of £195
Benefits
Additional Information
To activate the Mastercard Concierge service please email [email protected] or call +44 (0) 207 022 0663
Register your interest
Butterfield Cards CI app
Monitor your credit card activity from your mobile device.
With the Butterfield Cards CI app, you can:
- Log in safely and easily using FaceID or TouchID
- View all card transactions made on your registered credit card
- Block or unblock your card in the event that it is lost or stolen
- View your card details and PIN
- Authorise your online transactions
- Add your card to your wallet
- Limit your card spend by region or transaction type
- Invite up to 5 additional cardholders to your nominated card.
Important information
Using Butterfield Online
If you are a Butterfield Online user you can use the pay my credit card option from any of your sterling current accounts.
Online from your bank’s internet banking service
Account number: 99999999
Account name: Butterfield Bank (Guernsey) Limited
Sort Code: 60‐83‐98
Reference: Quote account number beginning with CA___
*Please note your account number with the CA prefix must be included in the reference. Your account number can be found on your statement.
If you pay your Butterfield Credit Card by direct debit we will be claiming the funds from your nominated account on the following dates:
2024
14 November 2024
16 December 2024
2025
16 January 2025
14 February 2025
14 March 2025
16 April 2025
15 May 2025
16 June 2025
16 July 2025
14 August 2025
16 September 2025
16 October 2025
14 November 2025
16 December 2025
Butterfield Card Services: +44 (0) 808 175 6552
(Lines open 24/7 for fraud or lost/stolen card issues. For all other queries lines are open 9am - 5pm, Monday to Friday.)
E-mail us: [email protected]
For card complaints: [email protected]
Card FAQs
Once you have downloaded and activated your Butterfield Cards CI app, you can view your card details and add your card to your wallet to start using immediately.
Your physical card will take approximately 14 days to arrive.
Your PIN can be viewed in your Butterfield Cards CI app by clicking on the card image and selecting ‘ Card PIN’.
Your PIN will also be mailed (separately to your card) to the address provided.
Your new card can be activated within your Butterfield Cards CI app. You can also activate by using Chip and PIN for your first purchase or by using it at an ATM. Contactless transactions can be enabled by making a Chip and PIN payment.
If your card is lost, it can be blocked by using the Butterfield Cards CI app. Blocking your card will not stop any recurring transactions.
If you find your card, you can instantly unblock it through the app.
You can report your card lost, stolen or damaged and request a replacement by calling 24/7 Butterfield Card Services at +44 (0) 808 175 6552
Your card can be cancelled by calling 24/7 Butterfield Card Services at +44 (0) 808 175 6552
You can add up to 5 additional cardholders on each credit card once your application has been approved. To invite an additional card holder, please visit your Butterfield Cards CI app and follow the instructions to complete the process.
The app can be downloaded for free from the App Store or Google Play.
Yes, all of our packaging is fully recyclable and can be disposed of with your usual cardboard recycling.
Once your card has expired or cancelled it will be blocked and therefore unusable. Our standard and platinum credit cards can be cut with scissors or disposed of in a suitable shredder. To dispose of your World Elite card, please cut with metal scissors.
Alternatively all of our cards can be dropped to our office in either Jersey or Guernsey for disposal.
Guernsey: Regency Court, Glategny Esplanade, St. Peter Port, Guernsey GY1 3AP, Channel Islands
Jersey: IFC6, IFC Jersey, St. Helier, Jersey JE4 5PU, Channel Islands
Application FAQs
You are eligible to apply for a Butterfield credit card if you are over 18 and a resident in the Channel Islands. You do not have to be an existing client of Butterfield to apply. You will need a smartphone or tablet in order to download the Butterfield Channel Islands app.
When uploading your bank statement, proof of address or proof of income, please ensure that there are no spaces or special characters in the name and the file size is under 5MB.
You can save and leave your application and return at a later date to complete it. Upon selecting the save and leave button you will receive instructions via email of how to recommence your application. Before selecting save and leave please ensure you have completed the page of the application process that you are on.
If you are an existing client of Butterfield, please have available your mobile device and your Butterfield Online login details.
If you are new to Butterfield, please have to hand your passport, mobile device and have access to your most recent bank statement and proof of income. If you are applying in Jersey you will also require a proof of address.
When choosing your memorable word during your application please ensure you have entered it into both boxes before proceeding. It needs to be 8 characters with one uppercase letter.
To complete the address section of the application please re-enter your island of residence in the parish field.
If you are having issues completing your application please contact us on +44 (0) 808 175 6552 and select option 3.
We offer in-person appointments if you don’t feel comfortable applying online. Please contact us on +44 (0) 808 175 6552 and select option 3.
Terms & Conditions
Entry rules apply; to enter this competition you must meet the entry criteria as listed in the competition post on our Instagram page @butterfield.channelislands.
Competition runs from 11th to 15th July 2024 @ 11:59pm BST. Winner will be chosen at random, from the pool of participants who meet the entry criteria, and contacted directly via DM by Friday 19th July 2024 from @butterfield.channelislands only – be fraud aware, do not click on any other links. The winner must respond within 48hrs of being contacted to claim their prize, otherwise another winner will be selected. Once the winner has been contacted and successfully accepted their prize, the original competition post will also be updated to announce the winner.
The winner will receive:
- A Sony ULT FIELD 7 waterproof portable wireless speaker, courtesy of The Powerhouse
- 2 seats on either a 1.5hr North Coast or 1.5hr Ecrehous trip, with Jersey Seafaris
- Day entry for 4 to the aMaizin! Adventure Park
- A gift pack of 3 x 500ml bottles of Liberation Beer including 1 x Ale, 1 x IPA, and 1 x Herm Gold Blonde Beer, from Liberation Brewing Co.
The prize must be claimed in Jersey and collected during business hours from Butterfield Bank Jersey, IFC6, IFC Jersey, St Helier, JE4 5PU. No travel will be provided and no subsequent expenses will be covered. This prize is not refundable or transferable, and there is no cash alternative.
By entering, entrants confirm that they are 18+ years of age, and resident of the Channel Islands. Butterfield employees and any of their immediate family members are to be considered ineligible. Ineligible entries by employees will be discounted and removed from the overall pool of entrants before any random selection of a winner.
This competition is in no way sponsored, endorsed, administered by, or associated with Instagram. Participants agree to release Instagram from any responsibility related to this competition.
Individual Prize details and terms:
Sony waterproof wireless speaker – winner will receive a Sony SRSULT70B ULT FIELD 7 Waterproof Portable Wireless Speaker. Full product details available at https://www.powerhouse.je/sound-vision-c2/sound-c165/speakers-smart-speakers-c250/sony-srsult70b-ult-field-7-waterproof-portable-wireless-speaker-p23651
Jersey Seafaris trip – the winner’s contact details will be shared with Jersey Seafaris to coordinate booking of this experience. Booking must be made for a 2024 Seafaris trip of 1.5hr, dates available until September. Minimum age is 4 years old and booking Ts&Cs will apply regarding cancellations/health issues. These can be viewed at https://www.jerseyseafaris.com/booking-policy
aMaizin! Adventure Park voucher – winner will receive a voucher for day entry for 4 people which can be redeemed for adults or children. All children under the age of 16 must be accompanied by an adult due to the nature of the activities. Babies enter the park free of charge. The voucher must be used in one visit and cannot be split across multiple visits. Voucher will be valid for 6 months from 11th July 2024.
Apple, the Apple logo, iPad, iPhone, and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android is a trademark of Google Inc. Google PlayTM is a trademark of Google Inc.
Butterfield does not charge a fee for Mobile Banking. However, third party message and data rates may apply from your wireless carrier. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. To be able to use this app, a supported mobile device is needed.
Butterfield is regulated in a number of jurisdictions - please click here for Legal & Regulatory information pertaining to Butterfield.
Disclaimer:
Credit cards are only available to over 18s and residents of the Channel Islands. Credit cards will be issued from Guernsey. Butterfield Bank (Guernsey) Limited (“BBGL”) is licensed and regulated by the Guernsey Financial Services Commission under The Banking Supervision (Bailiwick of Guernsey) Law, 2020 and The Protection of Investors (Bailiwick of Guernsey) Law, 2020, and The Lending, Credit and Finance (Bailiwick of Guernsey) Law, 2022, each as amended from time to time, under registration number 85. BBGL is a participant in the Guernsey Banking Deposit Compensation Scheme (the “Scheme”) established by The Banking Deposit Compensation Scheme (Bailiwick of Guernsey) Ordinance, 2008 (the “Ordinance”). The Scheme offers protection only in respect of ‘qualifying deposits’ (as that term is used in the Ordinance) of up to £50,000, subject to certain limitations as set out in the Ordinance. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details are available on the Scheme’s website www.dcs.gg or upon request. Deposits are not covered by the UK Financial Services Compensation Scheme under the Financial Services and Markets Act 2000, nor are deposits covered by any equivalent scheme outside of the Bailiwick of Guernsey. BBGL is registered under the Data Protection (Bailiwick of Guernsey) Law 2017, under registration number 11160 and with the Guernsey Registry under registration number 21061. BBGL’s registered office address is P.O. Box 25, Regency Court, Glategny Esplanade, St Peter Port, Guernsey, GY1 3AP. BBGL’s products and services are available in Guernsey and only in those other jurisdictions where they may be legally offered or obtained. BBGL is a wholly‐owned subsidiary of The Bank of N.T. Butterfield & Son Limited. Our Privacy policy can be viewed at butterfieldgroup.com/privacy-policy.
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