You are currently in Bermuda
Our personal overdraft services are also available in the Cayman Islands
A cushion for unexpected expenses
Adding overdraft protection to your account provides you with a cushion for unexpected expenses by ensuring that your cheques and withdrawals are covered if you're running a bit short on funds.
Having overdraft protection added to your account means:
- You will have funds available to cover unplanned or short-term expenses
- Eliminating the embarrassment and inconvenience of having a cheque returned or a purchase declined (provided you do not exceed the limit of the overdraft facility)
- You will have buffer funds available should you make a budgeting miscalculation
Interest is charged on the amount overdrawn at the current rate of interest until the funds to cover the overdraft are re-deposited to the account.
Note: A higher rate of interest and associated Bank fees are applied to unauthorised overdrafts.
Certain restrictions apply. Processing Fees apply. Fees and interest rates are subject to change without notice.
Are you ready to apply?
Please give us a call at 1 (441) 298 4799 to speak to one of our lending specialists, email [email protected] or click the link below to apply online:
Note: If you're applying via email please provide the following documentation:
- A completed Mortgage and Loan application (available for download at the bottom of this page).
- Certified copy of the identification page of your passport
- Verification of proof of employment and salary i.e. salary pay slips or a letter from your employer confirming your NET salary.
- If you are self-employed, you will need to provide financial statements for your business for the last two years.
Important information
Overdrafts Direct Line