Annual fee: $350
Minimum credit limit: $20,000
Rewards: 1.25 AAdvantage® mile for every dollar you spend.
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Our personal cards services are also available in the Cayman Islands
We have cards for every life stage and every lifestyle.
Whether you’re looking to simplify your financial life, build your credit profile, or you’re dreaming about one day exploring the world, there’s a Butterfield Card made just for you.
Current Promotions:
- Butterfield Holiday Shopping (BFLHolidayShopping) - Priceless Experience Campaign with Mastercard - FAQs can be found HERE

Butterfield / AAdvantage® Mastercard® Black
This card is available by invitation only, a specially curated package of benefits and rewards to suit the distinguished traveller. Learn more
British Airways Visa® Platinum
Earn Avios on everyday purchases and enjoy exclusive Platinum benefits. Learn more
Butterfield / AAdvantage® Platinum Mastercard®
Our premium travel card that earns you AAdvantage® miles and exclusive benefits. Learn moreButterfield / AAdvantage® Mastercard® Black
Features
- Exclusive Metal Card Design
- Contactless Tap & GoTM Payment
- Worldwide Acceptance
- Over-the-counter and ATM Cash Advances
- Available in BMD or USD
Benefits
Additional Information
Available by invitation only
British Airways Visa® Platinum
Annual fee: $190
Minimum credit limit: $5,000
Rewards: Earn one Avios for every dollar you spend, and two Avios for every dollar spent on British Airways purchases.
Bonus Avios: 3,000 bonus Avios when you sign up.
Features
- Contactless Payment (Tap to Pay)
- Worldwide Acceptance
- Over-the-counter and ATM Cash Advances
- Available in BMD or USD
Benefits
Additional Information
- Travel Discount - Receive a 10% discount from now through 29 February 2024, when you purchase a ticket online using your British Airways Visa® Platinum Card or Business Card. Offer valid for travel through 15 December 2025. In order to take advantage of this offer, you must login to British Airways using your Executive Club username and PIN. The discount is valid on a total round trip price, including taxes, on mainline flights operated by British Airways.
- Visa Digital Concierge - Visa Digital Concierge will virtually deliver curated experiences related to dinning, entertainment, wellness and special events. Visa Infinite, Visa Signature and Visa Platinum cardholders need to register at www.visa.com/digitalconcierge to receive all the curated content Visa Digital Concierge is delivering.
- Please allow 6-8 weeks for bonus Avios to post to your Executive Club account.
- You will earn 2 Avios for each $1 of British Airways purchases and 1 Avios for each $1 of all other qualifying net purchases.
- Double Avios are valid only for transactions that appear on your British Airways Visa statement as British Airways purchases.
- Double Avios apply only to the dollar amount charged to your British Airways Visa card, not to Avios earned for airline flights. For complete details related to earning and redeeming avios, please see the Executive Club Terms and Conditions on British Airways.
- To join and view your British Airways Executive Club Account visit BA.com
Butterfield / AAdvantage® Platinum Mastercard®
Annual Fee: $190
Minimum Credit Limit: $10,000
Rewards: One AAdvantage® mile for every dollar you spend.
Bonus Miles: 3,000 AAdvantage® miles when you sign up.
Features
- Contactless Tap & GoTM Payment
- Worldwide Acceptance
- Over-the-counter and ATM Cash Advances
- Available in BMD or USD
Benefits
Additional Information

Butterfield / AAdvantage® Gold Mastercard®
Enjoy travel rewards and extra benefits Learn more
Butterfield / AAdvantage® Standard Mastercard®
Reward yourself with every purchase. Learn more
Visa® Classic
Convenient, affordable and secure: our everyday card is a classic for a reason. Learn moreButterfield / AAdvantage® Gold Mastercard®
Annual fee: $150
Minimum credit limit: $5,000
Rewards: One AAdvantage® mile for every dollar you spend.
Bonus Miles: 2,000 AAdvantage® miles when you sign up.
Features
- Contactless Tap & GoTM Payment
- Worldwide Acceptance
- Over-the-counter and ATM Cash Advances
- Available in BMD or USD
Benefits
Butterfield / AAdvantage® Standard Mastercard®
Annual Fee: $110
Minimum Credit Limit: $1,000
Rewards: One AAdvantage® mile for every dollar you spend.
Bonus Miles: 1,000 AAdvantage® miles when you sign up.
Features
- Contactless Tap & GoTM Payment
- Worldwide Acceptance
- Over-the-counter and ATM Cash Advances
- Available in BMD or USD
Benefits

Mastercard® Standard
Our lowest fee credit card sets the standard for affordable, convenient access to cash and credit. Learn more
Butterfield Platinum Debit Mastercard®
The secure and convenient way to access your money, wherever and whenever you need it. Learn moreImportant information
To help protect you from fraud, Butterfield has implemented stringent monitoring and anti-fraud strategies related to overseas Credit and Debit Card use. To avoid any interruption in service whilst travelling overseas, please advise us on your travel plans in advance by contacting us through the secure mailbox in Butterfield Online or call us on +1 (441) 295 1111.
Making payments to your account, is easy:
- Butterfield Online Banking
- Auto-Pay (i.e., option to have the full balance or minimum payment automatically taken from an account specified by you on the payment due date)
- Automated Teller Machine (ATM) at any Butterfield Banking Centre in Bermuda
Credit Card Payment Options – BMD or USD
Please indicate on your application whether you wish to pay your account in Bermuda Dollars or US dollars. If you elect to make your credit card payment in Bermuda Dollars, we automatically charge your account with applicable Foreign Currency Purchase Tax (FCPT) and Foreign Exchange (FX). Bermuda Dollar transactions are not subject to FCPT or FX. If you make your credit card payment in US Dollars, FCPT and FX charges do not apply.
A US cross-border fee will be applied on all transactions completed outside of Bermuda, including those made in the US. Butterfield is absorbing a part of this fee, but a portion will be added to your charges for US transactions. For example, a transaction of $100.00 done in the US will attract a “US cross border fee - $0.60” and be shown as a separate line item. You may review the Schedule of Charges to find the US cross-border fee specific to your card.
- Note that Foreign Currency Purchase Tax (FCPT) and/or Foreign Exchange (FX) charges will be applied to Bermuda Dollar payments on non-Bermuda Dollar purchases.
- Fees and rates are subject to change without notice.
- Where services are provided by organisations other than Butterfield, the Bank shall have no responsibility or liability for them, or for their mention on this page, or for their continuance.
- Butterfield is not responsible for the content of external websites.
- Restrictions on Card Processing Due to travel and trade sanctions and economic embargoes imposed by the United States and the European Union in certain countries Butterfield is unable to be involved in the processing of transactions originating in those countries. Butterfield must comply with international banking regulations that preclude us from facilitating payments to or accepting business from persons or businesses in some countries. As a result, you cannot use your Butterfield card(s) for purchases or cash advances in those locations. We regret any inconvenience this may cause. The countries from which Butterfield is unable to process transactions are Afghanistan, Belarus, Bosnia & Herzegovina, Burundi, Central African Republic, Congo, Eritrea, Guinea, Guinea-Bissau, Haiti*, Iran, Iraq, Lebanon, Libya, Moldova, Myanmar (Burma), North Korea, Serbia, Somalia, Sudan (South and North), Syria, Tunisia, Ukraine, Venezuela*, Yemen and Zimbabwe*.
*Limited transactions allowed – please call +1 (441) 295 1111 for details
Visa® Bermuda
If you experience difficulties, please call collect +1 (303) 967-1098
Mastercard® Assistance Centre
+1 (800) 307-7309 or +1 (636) 722-7111 (Standard and Gold)
+1 (866) 723-4549 or +1 (636) 722-8883 (Platinum and Black)
24-hour access to balance information, last payment date and available credit through CardLine at +1 (800) 788-9490.
Butterfield Cardholders enjoy enhanced security features of Chip and PIN technology as well as the convenience of contactless/Tap & Go™ technology. Making a purchase with your Debit or Credit card is even more secure when making a payment using a Chip-enabled terminal and choosing to pay using your PIN. And for purchases of US$150 and below, making purchases are faster and easier by simply tapping your card over the contactless reader to make a purchase.
Our Chip and PIN Cards will continue to support magnetic stripe-based transactions at merchants who are not equipped to process Chip-based transactions.
With the Butterfield Card Alerts app, you can:
- View all card transactions
- Receive alerts on transactions
- Set up your alert preferences
- Set spend limits
- Accept/deny international transactions
- Monitor supplementary (shared) cardholders
- Activate/deactivate your card if it is lost or stolen.
Download the App on Google Play or the App Store
Butterfield Card Alerts
Monitor you debit card and credit card activity from your mobile device.
With the Butterfield Card Alerts App, you can:
- view all card transactions made on your registered credit card.
- receive alerts on transactions via a push notification directly to your mobile device.
- setup your alert preferences via merchant type or transaction type.
- set transaction spend limits per transaction or per month.
- accept/deny international transactions made in-store.
- monitor supplementary (shared) cardholders transactions.
- activate/deactivate your card in the event that it is lost or stolen.
FAQs
A card alert is a push notification that is triggered based on the criteria that you select in the Butterfield Card Alerts App.
You have the autonomy to choose the value or type of transaction of which you wish to receive alerts. This can be modified any time.
Under Alert Preferences, you may set alerts based on:
- Locations all in-store transactions will generate an alert if the merchant location and device do not match.
- Regions all in-store transactions will generate an alert if the location is outside selected regions.
- International all International in-store transactions will generate an alert.
- Merchant and transaction all transactions will generate an alert dependent on merchant type and transaction type selected.
- Spend Limit all transactions will generate an alert based on if the purchase amount exceeds the stated transaction or monthly spend limits.
You should proceed to activate the blocks on your Control Preferences and contact the Call Centre for your location so that the charge back process can be initiated and a new card issued.
Under the Control Preferences, you may set controls based on:
- Locations allow in-store transactions to be denied if merchant location and device does not match.
- Regions allow in-store transactions to be denied if merchant location is outside the selected region.
- International allow international in-store transactions to be denied that are outside of your selected countries.
- Merchant and transaction allow transactions to be denied based on merchant type and transaction type.
- Spend Limit allow transactions to be denied based on if the purchase amount exceeds the stated transaction or monthly spend limits
Yes. All cards linked to your Butterfield Card Alerts App will trigger alerts. Also, supplementary cardholder can also receive alerts if app is downloaded and set up on their mobile phone.
- Download the Butterfield Card Alerts App from the App Store or Google Play
- Register as a New User by inputting your Butterfield Credit card details
- Setup your alert and control preferences
- Start monitoring your credit card transactions
- For further assistance, please contact the Butterfield Call Centre +1 (441) 295 1111, select option 2, then select option 4
Apple, the Apple logo, iPad, iPhone, and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android is a trademark of Google Inc. Google PlayTM is a trademark of Google Inc.
Butterfield does not charge a fee for Mobile Banking. However, third party message and data rates may apply from your wireless carrier. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. To be able to use this app, a supported mobile device is needed.
Butterfield is regulated in a number of jurisdictions - please click here for Legal & Regulatory information pertaining to Butterfield.