Lending Specialist (Underwriting)
The Lending Specialist (Underwriting) reports to the Head of Lending, Guernsey. This is a really exciting opportunity to work in a growing organisation, that has the strategic objective of expanding its Lending proposition in the Channel Islands.
Your responsibilities will include:
- Act as a front office lending specialist for Butterfield Bank, CI
- Act as both an internal and external credit advisor
- To review mortgage applications, suggest changes, debate structural situations and deliver a professional credit approval application.
- To assist all Lending Offers in the approvals and conclusion of the facilities they underwrite
- Work with Credit Risk & Credit Ops to ensure credit facilities are within our defined risk strategy and ensure that risk culture is built into all new product design, case submission and portfolio review
- Make recommendations for continuous improvement to the process
- To respond to external enquiries within agreed SLAs (either via email or telephone) & deliver exceptional client service.
- Contribute and present into CI & UK Credit Committee
- To assist in the marketing of CI mortgages, both externally and internally (where applicable).
- Contribute to CI lending targets.
Your qualifications and skills include:
- Good Credit Skills
- Ideally CEMAP qualified or equivalent. If not, be prepared to undertake.
- Excellent administration skills
- Speed, accuracy and reliability
- Excellent communication skills
- Co-operative attitude
Guernsey
Lending