Selected Company Credit Ratings: Fitch as at 2 March (Group) 2010 and 2 March (UK) 2010; Moody's as at 2 March 2010; Standard & Poor's as at 2 March 2010.

	Fitch		Moody's		Standard & Poor's
	Short Term	Long Term Senior	Short Term	Long Term Senior	Short Term	Long Term Senior
The Bank of N.T. Butterfield & Son Limited	F1	A-	P1	A2	A2	A-
Butterfield Bank (UK) Limited	F1	A-	NR	NR	NR	NR
NR: Not Rated

Note:
The materials that may be accessed under "Financial Information" speak only as of the particular date or dates indicated in those documents. The information in those documents may have become out of date. Butterfield Bank does not undertake any obligation to update any of the information in those documents. Butterfield Bank's financial performance is subject to risks and uncertainties. Actual results may differ materially from those included in these statements due to a variety of factors, including worldwide economic conditions, success in business retention and obtaining new business and other factors.