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Legal

Legal Notice

Butterfield Bank products and services are available only in those jurisdictions where they may be legally offered or obtained. 


Our investment vehicles and services have not been registered or licensed under any United States securities legislation and are not being offered, directly or indirectly, in the United States or in any of its territories or possessions or areas subject to its jurisdiction or to its citizens or persons thereof. "United States" is herein defined meaning the United States of America (including the States and the District of Columbia), its territories, its possessions and other areas subject to its jurisdiction including the Commonwealth of Puerto Rico and "U.S. person" includes any national, citizen or resident of the United States, a corporation, partnership or other entity created or organised in and under the laws of the United States or any political subdivision thereof, and any estate or trust which is subject to United States federal income taxation regardless of the source of its income.


Terms of Use of this Website

With the exception of Internet Banking or online applications, the information on this web site is for information purposes only. Unless specifically stated otherwise, it does not constitute an offer to purchase or sell any financial, security or investment product, nor does it constitute professional advice. The products and services of the Bank are not offered to any person or entity in any jurisdiction or country where the advertisement, offer, solicitation, provision or sale of such products and services is restricted or prohibited by law or regulation or where the Bank (or any of its group companies or affiliates) would be subject to any regulation or licensing requirement. Persons located or resident in jurisdictions outside of those in which the Bank operates that may restrict the distribution of information by us, should note that they must observe any relevant legislation and restrictions in their jurisdiction. Additional information is available on request.

If you proceed to access the information included in this site, you acknowledge that you have read and agree with the above statement.

Copyright

Copyright in the pages, screens, information, and all material in their arrangement, included in the web site is owned by or licensed to The Bank of N.T. Butterfield & Son Limited unless otherwise noted. You may imprint, copy download or temporarily store extracts from the web site for your personal information or when you use any products and services of the web site. You may not alter or otherwise make any changes to any material that you print or download from the web site, including, without limitation, removing any identifying marks or legends from such material. You may not distribute these materials to others. Any other use is prohibited unless you first request and obtain our written permission. In particular no one may copy or use a part of the web site on any other web site, or link any other web site to the web site, without the prior written permission of The Bank of N.T. Butterfield & Son Limited. You may not use the web site for any purpose which is unlawful, abusive, libelous, obscene or threatening.

Butterfield Bank is a brand name of The Bank of N.T. Butterfield & Son Limited and all rights in and to Butterfield Bank vest in The Bank of N.T. Butterfield & Son Limited. Other than as provided above you may not use or reproduce the Butterfield Bank logo or brand name.

Confidentiality and Data Protection

The Bank is committed to ensuring our security measures are of the highest standards and that we protect your privacy during your use of this website. We are fully aware of our responsibilities to keep your information safe, secure and confidential as possible and that any information should only be used for specified purposes. 

Any personal data provided by you in response to this website or otherwise, will be processed by us in accordance with relevant jurisdictional data protection laws, and will not be used other than in the normal course of our business. The Bank may keep the personal details supplied by customers and others in connection with this site or the opening of an account with the Bank, on a database or a relevant filing system.

 

We may pass information about you to other Butterfield Bank Group companies. All Group companies, all our staff and all agents with permitted access to your information are specifically required to observe our confidentiality obligations. You agree that any companies within the Butterfield Bank Group with whom you have a relationship may use and update any centrally held information to provide you with services, to prevent fraud and to update their own records about you.

The information held by the Bank about you may only be disclosed outside of the Bank at the request and with your consent, to the Bank's agents and others in connection with running of the accounts and services for you, as required by law or if it is in the public interest to do so. In certain circumstances, we may from time to time be required to disclose your information to governmental, regulatory or judicial bodies or agencies. In such circumstances, we will only do so under proper authority. 

When using the public portion of the site you are not required to provide us with any personal information if you do not wish to do so and we do not monitor or collect any personally identifiable information from you on your use of the public portions of the site. We may track the number of users who visit areas of the site through the use of cookies, but this tracking will not identify you. We may also record the location of your computer on the Internet for systems administration, trouble-shooting purposes, and to report aggregate information.

The Bank may contact you about the Bank’s services and those of other members in the group, which the Bank believes may be of interest to you unless you have informed the Bank that you do not wish to receive this information.

Cookies

To use Butterfield Direct Internet Banking services you must have your browser set to accept cookies. A cookie is a package of data containing a string of text that identifies you as it travels between your computer and ours. This helps ensure the right information is delivered to the right destination.

Butterfield Bank encrypts the text contained within these cookies so that they may not be tampered with or viewed by another party. Only Butterfield Bank servers may read these cookies; your web browser ensures that these cookies are not sent to other web sites. Butterfield Bank does not use cookies for marketing purposes.

Exclusions of legal liability

Although we have tried to make this site as accurate and easy to use as possible, we disclaim all express or implied warranties that this site is accurate, complete, or up to date. We will have no liability if it is not.
The fact that information, products or services are shown on this site does not necessarily mean that:

a) you should rely on the information
b) the products and services that we provide are suitable for you
c) the services on this site are still available
d) the services available may not have changed

This website contains links to third party websites which are hosted and maintained independently. We have no control over the content or security of any such site and you link to such websites at your own risk.

Any personal data provided by you in response to this website or otherwise may be held and processed by us, and will not be used other than in the normal course of our business. We may pass information about you to other Butterfield Bank Group companies.

The contents of this website, including these Legal Notices, are subject to change by us without notification.

Telephone calls may be monitored and recorded for security, training and service quality purposes.

Please note that information sent to us by e-mail is sent at your own risk. It is your responsibility to ensure that viruses do not enter your system, and we accept no responsibility in this regard.

Protect yourself
Visit our Security & Privacy page for tips on protecting yourself from online fraud and computer viruses.
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